Can I pay off debts prior to bankruptcy?

Any payments made to your creditors in the 90-day period prior to filing or within one year to an insider (family, relative, etc) bankruptcy must be examined to see if they might be classified as an avoidable preference. If the aggregate amount to any one creditor meets certain criterion then the trustee can reverse these transactions because they prefer one creditor over another similarly situated. It's best to advise your lawyer of all of these type transactions so you they may be evaluated.